Quick Online Loan Apps On Google Play: How Quick Is Hcredit?

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Find out Quick Online Loan Apps On Google Play: How Quick Is Hcredit? HCredit is a Google Play app that assists you in obtaining a mobile loan. You can borrow as many times as you want within your credit limit using the app. The lending app claims that it is both flexible and inexpensive.

If you have an urgent need and alternative lending platforms aren’t working, it might be worth it to try HCredit. The loan application does not require any type of collateral or documentation.

The HCredit team consists of a group of dedicated professionals with a strong background in finance and mobile credit services. HCredit has partnered with local banks and is linked with local payment solutions services.

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Quick Online Loan Apps On Google Play: How Quick Is Hcredit?

FEATURES OF HCREDIT QUICK ONLINE LOAN APP

FEATURES OF HCREDIT QUICK ONLINE LOAN APP

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Instant loans that are flexible

With a loan of up to N100,000 available, you may easily meet any financial commitment. Borrow as much as you need and pay it back over a range of tenors, from 91 to 180 days.

Online loan account

Using the online loan account, you can manage your loan’s Equivalent Monthly Interest (EMI), check your Statement of Account (SOA), locate your payback schedule, view loan terms and conditions, or prepay your loan at any time and from anywhere.

There is no paper work.

To get a loan, follow the simple steps in the loan application process and submit the relevant papers.

There is no collateral.

HCredit Personal Loans are unsecured loans, which means you can get the money you need without having to put up any security. There are no documentation required, and there are no hidden costs. You can acquire a quick loan in as little as 5 minutes.

HOW TO APPLY FOR HCREDIT QUICK ONLINE LOAN

You’re only three steps away from getting your loan:

1. Install the app and register.

2. Fill up the Approval Details

3. Approved loans are disbursed in minutes.

EXAMPLE OF A REPRESENTATIVE LOAN

— Loans are available in amounts ranging from $4,000 to $100,000, with durations ranging from 91 to 180 days.

–Interest rates range from 15% to 60%, with an equivalent monthly interest rate of 5% to 20% and an annual percentage rate of 60% to 240 percent.

– As an example:

If you take out a 91-day loan and borrow $5,000, the monthly interest rate is 5% and the annual interest rate is 15%, we will charge you 750 in interest during the 91-day repayment term. As a result, the total sum owed is $5,750.

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HCREDIT LOAN APP ELIGIBILITY

1. Nigerian Citizen

2. Age range: 20 to 60 years

CONTACT

– Send an email to service@hcredit.net.

No. 5, Isaac John Street, GRA, Ikeja, Lagos

TO DOWNLOAD HCREDIT QUICK LOAN APP AND APPLY FOR A LOAN, CLICK HERE.

USERS REVIEWS ON HCREDIT LOAN APP: How Quick Is Hcredit?

Kujembola Joni-waka: 28 September 2021

Though the application interface was user-friendly and loan disbursements were prompt, I was unable to repay my loan by the due date owing to application issues, which I attempted from morning until 11 p.m. and photographed and submitted to customer service. She kept telling me to turn off and on, which I did but it didn’t solve the problem.

Even though I was able to make the payment the next day, I was still charged for it. This is in addition to the exorbitant interest rate of 43% for a one-week loan. Furthermore, even if a user is given bigger amounts and wishes to take less, the application does not allow them to choose how much loan they want to take. Please address all of these issues.

Michael Olusanya: 24 September 2021

I paid twice as much. I sent an email to the address provided, but it bounced three times. I’ve informed all of their agents, but no one has responded in a fair manner. There was also no phone number to call. This appears to be a deliberate act. This group of guys defrauded me and stated unequivocally that they would not refund my money.

RACHAEL UMAR: 7th of October, 2021

Great software to use, and once you’ve filled in your information, it’s simple to access the fund. But I’m having a problem here: I paid the repayment through my mobile app and sent the receipt of payment by mail, but it hasn’t been clarified since 9.30 a.m. this morning. Please verify and clarify.

Cornelius Sosu: 20 September 2021

My experience with this app has not been pleasant, despite the fact that I have taken a loan from it, because the loan term is very short, and the interest and service fee are quite high, and the interesting part is that they will begin calling and threatening existing customers with deformation of character, which is unjust.

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